![[personal profile]](https://www.dreamwidth.org/img/silk/identity/user.png){kind=small}
(no subject)
Jan. 15th, 2009 10:36 amDay 3: The route to financial loveliness
I'm not sure I can even explain what I did today without incurring derisive or incredulous laughter, but it boils down to this: I opened a credit card statement and read it, then I logged on my internet bank and paid it. I read all the way to the end of the statement, all the transactions, and I cringed at a couple of them because they represent more bits of financial tidying-up that need to be done. The steps are in order of severity, I suppose: I fix the biggest, stupidest, most expensive problem, and then I go on to the next one.
Today deserves a little gold sticker.![[livejournal.com profile]](https://www.dreamwidth.org/img/external/lj-userinfo.gif)
parthenia14 was brave at the bank today.
I think I must have some kind of bizarre malfunction when it comes to thinking about money because I engage in all sorts of stupid, stupid, really really fucking stupid practices that I would scoff at in someone else's story. Because, really, how can anyone be that dim?
Possibly people with ostrich-like attitudes to financial management, that's who. I hate admin even when it's my own very best interests. I hate financial admin the way I hate washing up and sorting laundry - dull dull dead time when I could be doing something way more productive like ...watching television or reading or surfin the internet. Yes. Jeez. I cling to being disorganised, being fluffy about money. It's mad.
Anyway, one action a day is good. You don't get stuck in horrified self-hatred, you keep on moving. These last three days have been the big hits, the eyewatering ones. Next up are the teeny weeny dribbly moneylosing things, like forgotten subscriptions.
( And another modest epiphany )
ETA: I have just discovered Moneysavingexpert.com and its terrifying DemotivatorDemotivator (cost calculator for daily Starbucks, and other vices). In this way it turns out I spend £200 a year on the Guardian. 0.o
I'm not sure I can even explain what I did today without incurring derisive or incredulous laughter, but it boils down to this: I opened a credit card statement and read it, then I logged on my internet bank and paid it. I read all the way to the end of the statement, all the transactions, and I cringed at a couple of them because they represent more bits of financial tidying-up that need to be done. The steps are in order of severity, I suppose: I fix the biggest, stupidest, most expensive problem, and then I go on to the next one.
Today deserves a little gold sticker.
parthenia14 was brave at the bank today.I think I must have some kind of bizarre malfunction when it comes to thinking about money because I engage in all sorts of stupid, stupid, really really fucking stupid practices that I would scoff at in someone else's story. Because, really, how can anyone be that dim?
Possibly people with ostrich-like attitudes to financial management, that's who. I hate admin even when it's my own very best interests. I hate financial admin the way I hate washing up and sorting laundry - dull dull dead time when I could be doing something way more productive like ...watching television or reading or surfin the internet. Yes. Jeez. I cling to being disorganised, being fluffy about money. It's mad.
Anyway, one action a day is good. You don't get stuck in horrified self-hatred, you keep on moving. These last three days have been the big hits, the eyewatering ones. Next up are the teeny weeny dribbly moneylosing things, like forgotten subscriptions.
( And another modest epiphany )
ETA: I have just discovered Moneysavingexpert.com and its terrifying DemotivatorDemotivator (cost calculator for daily Starbucks, and other vices). In this way it turns out I spend £200 a year on the Guardian. 0.o
